I am a white collar criminal who stole $10 million from a Russian oligarch and was convicted of one count of transporting stolen money. I can't speak to the thoughts of all white collar criminals, only my own thoughts and feelings at the time.
In my experience, the thought process is convoluted and confused. There has been some research on the topic and one precursor in most white collar crimes is opportunity. When I first learned of the stash I ultimately stole, it seemed